MAKE MONEY AT HOME TIPS

Tag Archives: frugality

True Frugal Living: Homesteading In The Wilderness

Remember the cheapest family in the nation ? Well this family has got them BEAT! Can you live a totally “FREE” life? Apparently you can. And this story can attest to that. This is cheap living at its finest. Let me introduce to you one of the cheapest families in the world (they’re the cheapest, by choice). I’d like to tell you the story of a special family who lives in the Pacific who decided to throw away all the trappings of modern civilization in order to isolate themselves in the remote boondocks of New Zealand. Homesteading In The Wilderness I guess you can call them true “back to nature” frugalists.

Go here to see the original: 
True Frugal Living: Homesteading In The Wilderness

Use Energy Star Appliances To Save On Utility Costs

A while back, I wrote about how we were able to lower our utility bills with new appliances. As part of my push to try to save money so that I could afford taking the risk of self employment as a full time blogger, my spouse and I focused on the recurring cost of energy in our household. And yes, by the looks of it, our investments in new Energy Star appliances (a $1,200 refrigerator and an $800 washer) should be close to paying themselves off by now, after a couple of years of lower utility bills (also thanks to some stricter rules for energy consumption at home). The great news is that we’ve been experiencing at least 25% in cost savings since our decision to buy these energy-efficient appliances in late 2007. Image from Greenbox So I thought I’d follow up on this cost savings strategy today and see just how well Energy Star appliances can work out for you. It may be a good idea to first determine how much you are spending on energy. To help you out, here’s a neat idea called Greenbox , a software program that allows you and your utility company to monitor your electricity usage; Forbes recently ran an article on it

Go here to read the rest: 
Use Energy Star Appliances To Save On Utility Costs

Save Your Money By Paying Yourself Last

I am a steadfast believer of the Pay Yourself First strategy, but today, I wanted to publish the ideas and thoughts of someone with some unconventional, alternative viewpoints about the saving process. Earlier, we had a chance to discuss the money saving advice of Rob Bennett , a personal finance writer (theorist?). Rob wanted to follow up on the saving concept he’s dubbed “Paying Yourself Last” and tells us why it’s a better long term strategy for savers. Do you agree with him? Herewith are his words: Image by The New York Times

Excerpt from:
Save Your Money By Paying Yourself Last

Money Saving Advice From An Expert Money Saver

Try these money saving tips, rules and formulas to motivate yourself into saving more! Image from ScionDriver . I recently caught an ABC News video which featured a fellow whom I’ve seen participating actively in the financial blogosphere. Rob Bennett is a personal finance enthusiast and writer who was interviewed by ABC News’ Money Matters. Here’s a clip of the show . I like Rob’s fresh views and tips on the subject of saving, some of which I’m sure I’ve been subconsciously employing myself. These Unconventional Money Saving Tips are powerful strategies that can help you change how you think about saving: Unconventional Money Saving Tips From An Expert Money Saver While there are 10 such tips that Rob has expounded upon on his site called Passion Saving , I’ve chosen to highlight those that were mentioned in the video: 1. Set a savings goal of a $100,000 and focus on getting over this “hump”

See original here:
Money Saving Advice From An Expert Money Saver

On Travel Credit Cards: How To Travel With Money

It looks like we may have some travel plans in our horizon, but unfortunately, it’s not going to involve me personally. My spouse will be traveling to Australia to visit family in the near future, and has been wondering about how to keep his costs low during this trip. We’re particularly inspired about this since we’re on a roll with respect to keeping our expenses down over the last year or so: to the tune of a 30% haircut applied to the family budget ! Right now, we’re thinking more in terms of how we should be traveling with money , and finding out the best ways to spend money while on the road. We’re not big travelers, so we’d love to hear your suggestions on this matter. For now, we’ve been wondering about a few things: Are travel credit cards worth using for the rewards? What kind of foreign exchange fees can we expect to encounter? What are the best ways to travel with money? Well here’s where my research took me! Using Travel Credit Cards For Rewards When traveling, I feel “safer” when I use a credit card rather than if I carry cash or a debit card

Originally posted here: 
On Travel Credit Cards: How To Travel With Money