Want to pay off credit card debt quickly? First, stop incurring new debt. We suggest ways to make that happen! How’s the summer heat treating you? So far, we’re not seeing it as hot as it was last year, but hey, it’s still summer, so keeping cool is key
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Stop Using Credit Cards By Putting Your Cards On Ice
Organize your receipts-do people really do that?? As a professional organizer, let me ask you, where are your receipts?? Stuffed in your purse?? Stuffed in your wallet?? In the car maybe?? How about shoved in drawers or perhaps used as a bookmark?? I could go on and on!? Receipts, ahhh, such small pieces of paper that so easily turn into overwhelming piles. I thought I’d share a few very simple solutions to help you get control of those pesky pieces of paper. Here’s how you organize your reciepts : Look at what’s on your receipt, why are you keeping it??? If it’s a cash purchase for a pack of gum, do ya really need that?? Why? Keep labeled envelopes at home for your credit cards.? Every time you make a purchase with your credit card, put the receipt in the right envelope.? When the statement comes, you can take them out and double check that all transactions are correct. Shred receipts you no longer need.
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Wrangle Up and Organize Your Receipts
We’ve often talked about how to get rid of debt . But this time, we’d like to cover an actionable plan comprised of simple steps you can perform to fully eliminate your debt. While some families I know can pay off their credit cards each month, most people I know maintain mortgages, car loans, credit card and other debt. In the past, I felt like I was climbing a mountain that I’d never pay off, but I learned how to set up a debt repayment plan. The process isn’t too complicated to set up and with consistency, I found out that I could find zero balances at the end of my hike. How To Get Out of Debt: Set Up A Debt Repayment Plan Allow me to go through what I’ve done to set up my personal debt reduction program. 1
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How To Get Out of Debt With A Debt Repayment Plan
A few days ago, I discussed how my credit card account got closed when Advanta decided to pull the plug on their credit card division. The irony here is that the Advanta card was once considered one of the best credit cards for the buck, as per Forbes. So naturally, like one of the million customers who were abandoned up the creek at short notice, I thought about what kind of steps to take next. If you were caught in this situation, you probably scrambled as I did to straighten out the things that were affected by this predicament.
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I Need A New Credit Card Fast
I’m one of those people who appreciates credit cards (especially cash back credit cards ) as great tools that can benefit our finances when used wisely. But you may have a different opinion, especially if you are struggling with card debt. So for those who are carrying a balance on their cards and who are interested in how to pay off credit card debt more efficiently, one popular strategy is to find ways to lower your interest rates on your existing balance. In the past, I’ve emphasized frugality, discipline and budgeting as ways to get rid of debt and as the means to debt elimination . But I haven’t much focused on the use of credit cards themselves as a tool to help you get out of the credit card debt you already have. It’s kind of like fighting fire with fire, I suppose! The fact is, you can get “cheaper debt” or retire your debt much faster simply by getting a better interest rate on it.
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Balance Transfer Credit Card Tips, Facts and Traps
It looks like we may have some travel plans in our horizon, but unfortunately, it’s not going to involve me personally. My spouse will be traveling to Australia to visit family in the near future, and has been wondering about how to keep his costs low during this trip. We’re particularly inspired about this since we’re on a roll with respect to keeping our expenses down over the last year or so: to the tune of a 30% haircut applied to the family budget ! Right now, we’re thinking more in terms of how we should be traveling with money , and finding out the best ways to spend money while on the road. We’re not big travelers, so we’d love to hear your suggestions on this matter. For now, we’ve been wondering about a few things: Are travel credit cards worth using for the rewards? What kind of foreign exchange fees can we expect to encounter? What are the best ways to travel with money? Well here’s where my research took me! Using Travel Credit Cards For Rewards When traveling, I feel “safer” when I use a credit card rather than if I carry cash or a debit card
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On Travel Credit Cards: How To Travel With Money
